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The Michigan Step Forward Program was established to help unemployed workers with their mortgage, until they found employment. I've been unemployed since October,2012.

I've applied and interviewed with numerous employers, however I have not found a full time job. I applied with the program and after several months of not hearing anything, I not hear they need more information to complete the process. I filed and have copies of all the information they required. This program is a SCAM!!!

Jose called me today for Step Forward and wanted to continue the SCAM..I told I wish to OPT-OUT. Homeowners in Michigan Beware!!!

Location: Greenville, Michigan

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Guest

I have read " although Step Forward Michigan, controlled by the Michigan State Housing Development Authority (MSHDA), RECEIVED $498 MILLION IN FEDERAL MONEY TO HELP FAMILIES AVOID BOTH TAX AND MORTGAGE FORECLOSURES, they are DENYING applications for assistance by the thousands, and often don't even answer the phone. Just 22% of the millions earmarked for distressed homeowners had been spent by the last months of 2013"

Guest

I also did not have a great deal of luck with this program, I have a MSHDA loan and it is like the Black Death to the other lenders. They won't touch it.

Guest

I too am having problems with step forward Michigan. Some was not having proper documentation but when I did have all doc's they told me they wouldn't help with my second mortgage, which is what I asked for and is behind, But would pay one half payments on my first mortgage for 12 months since I was unemployed.

My first mortgage has been modified by Help For Home owners and is current. I called to ask for this since some help is better than none and they told me since I was out of unemployment benefits I didn't qualify. I thought I would die laughing at the absurdity. I have been trying to get their help since 2-2013 and all they do is ask for more documents with no assistance in getting doc's.

Still no help. 5-6-2014

Guest

Michigan Step Froward is a Scam. It creates the impression that gov't agencies do help citizens in need after banking crises several years ago.

My application process took almost six months. During that time the application has been rejected FOUR times supposedly due to lack of proper documentation filed. Each time I provided confiramtions received from MSF program acknowledging receipt of documents. Each time the application has been reopened.

In the end I have been approved for one program but not the other which ment no help. In the answer MSF stated that my lender doeas not work with program I have been approved for. I contacted the lender and have been told that they do work with the program mentioned by MSF. I called MSF team leader asking to contact the lender to verify.

MSF team leader told me that the lender must have been mistaken and my case is closed. Meanwhile I received letter from my Senator's office about the program existance and offer to monitor the application. I have provided the Office of the Senator with application process history and received verbal promise that this would be investigated. I am waiting.

Michigan Step Forward the process and its employees should be held accountable for case handling and unprofessional approach to aplicants.

Guest

as with most government programs they need to see up to date information about your finances, and from what i hear they have a lot of applicants. I would suggest you try to get help still I know a lot of people they have helped so far.

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